Following you

Home of the Recovering Software Engineer

I coined a new title and others have been jumping on board. I am a “Recovering Software Engineer!”

Meaning:
I coined this phrase and many have “borrowed” it. In a past life I programmed computers for a living. Now, I use those superb problem solving skills to help people with their financial puzzles…

This page is here basically to allow me to test some of my WordPress templates before I move them to our production servers.

I own many domains and have several that are up and supporting or sharing what we do for our clients.

Our brand is around iXray. With iXray we have retirement, Social Security, annuities, and there is life insurance in the works.

Additionally, we have Onesta Wealth Management, Calrima and some specialty sites regarding retirement accounts – irajedi, minimum required distributions, missed required minimum distributions and even the widows tax penalty.

US Debt Clock

INVESTMENT ADVISORY SERVICES OFFERED THROUGH ONESTA WEALTH MANAGEMENT, LLC, A REGISTERED INVESTMENT ADVISER; COMMENTS REGARDING SAFE AND SECURE INVESTMENTS, AND GUARANTEED INCOME STREAMS REFER ONLY TO FIXED INSURANCE PRODUCTS. THEY DO NOT REFER, IN ANY WAY TO SECURITIES OR INVESTMENT ADVISORY PRODUCTS. INSURANCE AND ANNUITY PRODUCT GUARANTEES ARE SUBJECT TO THE CLAIMS-PAYING ABILITY OF THE ISSUING COMPANY, AND ARE NOT OFFERED BY ONESTA WEALTH MANAGEMENT; ED SLOTT'S ELITE IRA ADVISOR GROUP™ IS A PRIVATE IRA STUDY GROUP OF FINANCIAL ADVISORS WITH EXTENSIVE IRA EXPERIENCE. AS AN ACTIVE MEMBER OF THIS GROUP MEMBERS RECEIVE ON-GOING, SPECIALIZED TRAINING IN IRAS AND RETIREMENT INCOME PLANNING STRATEGIES, AND STAY CURRENT ON THE LATEST IRA DEVELOPMENTS. MEMBERSHIP IN THIS GROUP REQUIRES THAT MEMBERS ATTEND TWO TWO-DAY CONFERENCES EACH YEAR, AND PASS A SEMI-ANNUAL EXAM TO HELP ENSURE THAT MEMBERS ARE CURRENT ON THE LATEST IRA DEVELOPMENTS. NO SPECIFIC INDIVIDUAL ADVICE, BE IT LEGAL, TAX OR INVESTMENT IS GIVEN HERE. AS ALWAYS, CONSULT WITH YOUR CURRENT PROFESSIONAL TAX OR LEGAL ADVISOR. THIS WEB SITE IS TO BE USED SOLELY FOR EDUCATIONAL PURPOSES. AS AN INVESTMENT ADVISOR REPRESENTATIVE - WE DO OFFER ADVICE ON A CASE-BY-CASE BASIS AND WE ARE FEE BASED. CALIFORNIA INSURANCE LICENSE 0F34289